Annexure A
    3.2
    Annexure A
    p. 21

    With a view to improving

    This clause is a parent heading. Its detail is set out across the 1 sub-clauses below:

    3.2.1
    Upon the effectiveness and credibility of the debt counseling

    NDRC Practice NoteLast reviewed 2026-04

    Legal context

    Codifies the cooperation duties between credit providers and debt counsellors that NCA s 86(5) and s 86(6) presuppose but do not spell out in operational detail.

    Drawn from NDRC's active case work. For your situation, see our debt counselling overview.

    Cite this clause

    National Credit Regulator. (2015). Annexure A — Debt Review Process & Conduct Provisions, clause 3.2: With a view to improving. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 21.

    Related clauses

    3
    Annexure A
    Conduct provisions
    3.1
    Annexure A
    The task team
    3.1.1
    Annexure A
    With the parties, identified a number of areas in which
    3.2.1
    Annexure A
    Upon the effectiveness and credibility of the debt counseling
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    3.2.1 Upon the effectiveness and credibility of the debt counseling
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    Based on NCR Guideline 001/2015, p. 21. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.