Debt Counselling Application Free Online & Paperless

Debt Counselling Application Free Online & Paperless

Debt Counselling Applications can now be completed online, free, and in the comfort of your own home. Call us at 08782211249 or email us at queries@ndrc.org.za for help. Debt Counselling Application Free Online & Paperless The National Debt Review Center has decided to opt for this free online method for applying for debt counselling because we understand that many of our South African consumers are extremely busy and sometimes do not have enough time to Read more…

Debt Counsellors - 0878221249

Debt Counsellors – 0878221249

Our Debt Counsellors help over-indebted consumers by developing an affordable repayment plan. In this article, we will be explaining in detail everything you need to know about debt counsellors and more. Debt Counsellors and Debt Counselling in South Africa. When the National Credit Act 34 of 2005 was promulgated in 2007, it gave birth to the profession of debt counselling. The purpose of debt counselling is to offer an alternative remedy to over-indebtedness than traditional Read more…

How to Be Debt Free in 12 – 48 Months?

How to Be Debt Free in 12 – 48 Months?

How to Be Debt Free in 12 – 48 Months? Millions of South African’s are drowning in debt but here’s the good news: There’s a little-known way out of heavy debt that most people have never even heard of and by using the method below, it is possible to reduce how much you pay every month, lower your interest rates, and get immediate relief. This means you can be debt-free in only 12 – 48 Read more…

10 Habits of Debt-Free Families

10 Habits of Debt-Free Families.

10 Habits of Debt-Free families and what you should do to stop normalizing your debt and start living debt-free. Instead of living debt-free, we’re currently in a debt crisis, and we’re not being political when we say that. We are talking about a personal debt crisis in which the average person pays for many purchases, both small and large, with money they don’t actually have, therefore taking on more and more debt. And, the scary thing is Read more…

Dealing with debt

Dealing with Debt.

Dealing with debt and the negative effect of debt is not always fully understood, yet debt is a product that is widely used. In cases when we spend more than we earn, we pay for the shortfall by borrowing money. Although debt can be managed wisely, it often spirals out of control and can ruin its holders financially. Debt is a deterrent to your financial freedom and must be adequately addressed before we move on Read more…

Teaching your children the value of money.

Teaching your children the value of money.

Teaching your children the value of money. This is how you start….. Teach the Basics – Money 101 Teaching your children the value of money.is the most important thing you can do because children of today are at risk of becoming financially irresponsible in the future. To most children, money seems to grow on trees. They have a vague understanding of how their parents get them food, clothing, and toys. It seems to a child Read more…

47 Frequently asked questions about debt review – Answered.

47 Frequently asked questions about debt review – Answered.

In this section, The National Debt Review Center provides answers to questions that we frequently receive from potential and existing clients with regards to going under debt counselling/ debt review, as well as any other debt-related topics. For further information, please contact us at info@ndrc.org.za or phone  0878221249 or 041 101 1037 How does debt consolidation compare to debt counselling? They are two very different ways of dealing with debt, be it bad credit debt or how Read more…

13 Habits of Financially Savvy People

13 Habits of Financially Savvy People.

Being financially savvy will mean different things to different people. But a common trait that the money-smart share is an affinity for long term financial planning and goals. Those who are great at it don’t have to make huge sacrifices, but still manage to enjoy a high standard of living while traveling and pursuing a range of hobbies. To be financially savvy, you should have a plan for the future and manage your cash flow Read more…

How to Budget and Pay Debts When You are Behind on Bills?

How to Budget and Pay Debts When You are Behind on Bills?

You probably already know that if you have debt, you need to budget, save money and pay debts as soon as you can. However, if you are having trouble making ends meet then it will be difficult to pay, much more save and do budgets. But it doesn’t mean you have to give up and continue living your life as it is, right? Because who doesn’t want to be debt-free (and stress-free)? For this post, Read more…

Beware of the Black Friday Debt Trap

Beware of the Black Friday Debt Trap.

Beware of the Black Friday Debt Trap. “Black Friday is the biggest shopping phenomenon – and it’s just around the corner! Before you think about taking part in the spending mania, take a look at our tips below and be aware of the Black Friday debt trap.” In 2019, Black Friday falls on 29 November. If you are paid monthly on the 25th, Black Friday falls between your paycheck and your December debit orders. It Read more…