Annexure A
    2.3.9
    Annexure A
    p. 18

    The premiums for such insurance as well as other insurance

      The premiums for such insurance as well as other insurance policies forming part of the consumer’s contractual obligations under the credit agreements such as asset insurance (homes and vehicles) as well as life and household content policies should be dealt with as required expenses in the consumer’s budget.

    NDRC Practice NoteLast reviewed 2026-04

    Legal context

    Aligns with NCA s 106 (credit life insurance) and the NDRC credit insurance manual flow, which records premium evidence per credit agreement before Task #10 can complete.

    Drawn from NDRC's active case work. For your situation, see our debt counselling overview.

    Cite this clause

    National Credit Regulator. (2015). Annexure A — Debt Review Process & Conduct Provisions, clause 2.3.9: The premiums for such insurance as well as other insurance. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 18.

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    Based on NCR Guideline 001/2015, p. 18. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.