Annexure A
    3.1.1
    Annexure A
    p. 21

    With the parties, identified a number of areas in which

      With the parties, identified a number of areas in which the policies or behavior of certain of the parties need to be changed in order for the debt counseling process to operate more effectively.

    NDRC Practice NoteLast reviewed 2026-04

    Legal context

    The areas listed here became the basis for the Code of Conduct for Debt Counsellors (NCR, 2011) and the PDA conduct rules in NCR Circular 002/2014.

    Drawn from NDRC's active case work. For your situation, see our debt counselling overview.

    Cite this clause

    National Credit Regulator. (2015). Annexure A — Debt Review Process & Conduct Provisions, clause 3.1.1: With the parties, identified a number of areas in which. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 21.

    Related clauses

    3
    Annexure A
    Conduct provisions
    3.1
    Annexure A
    The task team
    3.2
    Annexure A
    With a view to improving
    3.2.1
    Annexure A
    Upon the effectiveness and credibility of the debt counseling
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    3.1 The task team
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    3.2 With a view to improving
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    Based on NCR Guideline 001/2015, p. 21. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.