Registered Debt Counsellor (NCRDC3106)

    SibabalweSamora Dakana

    Founder and Director of The National Debt Review Center

    By The National Debt Review Center

    8 min read
    Last Updated: October 2026

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    About Sibabalwe Dakana

    Sibabalwe ("Siba") Samora Dakana brings integrity, empathy, and financial savvy to the debt counselling industry across South Africa.

    As a registered Debt Counsellor (NCRDC3106), Siba leads The National Debt Review Center with professionalism, transparency, and a commitment to helping clients rebuild their financial futures without judgment.

    Professional Affiliations

    NCR Registration

    Registered with the National Credit Regulator (NCRDC3106)

    DCASA Membership

    Associate Member, Debt Counsellors Association of South Africa (DCASA) – 0877

    Legal Compliance

    Certified in POPIA, National Credit Act, and NCR debt-review protocols

    Professional Training

    Completed accredited training in consumer finance, affordability assessments, and credit rehabilitation

    Philosophy & Approach

    "I believe I have significantly impacted the debt review industry through the innovative financial tools, systems and insightful articles I have created and that every client deserve a personalised guidance, transparency, and empowerment."

    My approach combines practical debt solutions with financial education, ensuring clients not only resolve immediate financial challenges but also build stronger money management skills for the future.

    Innovations & Proprietary Tools

    I have developed a number of proprietary tools designed to simplify and enhance the debt review and financial tools for both clients and fellow professionals. These tools reflect my commitment to using technology to deliver transparency, efficiency, and empowerment to all.

    My Debt Counselling Software

    A robust system that streamlines debt review and debt removal processes for debt counsellors.

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    Debt Review Quoting System

    Provides accurate, tailored debt review initial quotes in under two minutes. Most of our debt review clients use this tool before they make their final decision.

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    Debt Review Removal System

    Facilitating legal and procedural compliance in ending debt review agreements. The system is a one-stop shop for registered debt counsellors.

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    My Credit Score App

    Allowing clients to monitor and improve their credit health in real time.

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    My Pocket Debt Counsellor App

    Simplifies the debt counselling and removal processes, provides real-time updates, monitoring payments, offering customised statements, financial insights, learning resources, and fast access to clearance certificates, all fully NCA-compliant.

    Why Choose Sibabalwe?

    When you work with me, you don't just get a service, you get a partner in taking control of your financial future.

    • NCR-compliant debt review and debt review removal handled with professionalism and care
    • Skilled negotiation with credit providers to reduce stress and protect your rights
    • Legal protection while under debt review, giving you peace of mind
    • Personalised support and guidance tailored to your unique situation
    • Clear explanations of every step, so you understand your options and choices
    • Ongoing assistance until you achieve a debt-free, secure financial future
    • Practical advice and strategies to prevent future financial pitfalls

    Articles & Publications

    I write about debt and financial issues in South Africa to help people make sense of it all. My goal is simple: to give you clear, practical advice so you can understand debt counselling, debt review removal, and consumer law, and feel more in control of your finances. I use real examples and easy-to-follow explanations so you can take steps toward financial stability without feeling overwhelmed.

    Read My Articles

    Client Reviews & Testimonials

    "I cannot thank Lumka Koliti, Sibabalwe Dakana & the NDRC team enough for their assistance in removing me from this process without needing to go to court!! What an amazing team :)"

    — Lisakhanya Buthelezi

    "NDRC Made my life easier I can control my budget, I can pay creditor at a scheduled time, no sleepless nights no phone calls from creditors."

    — Stoan Sibangani

    "Been very helpful since the beginning and did a very brilliant job🙌🙌"

    — pontsho seakamela

    Achievements & Impact

    Under Sibabalwe's leadership, NDRC has become a benchmark for professionalism and ethical practices in the debt review sector. He has successfully guided thousands of South Africans out of unmanageable debt while maintaining full compliance with regulatory frameworks, including but not limited to the POPIA and the National Credit Act.

    Book An Appointment

    Book an appointment with one of our professionals below.

    Sibabalwe invites any individual or organisation that seek our professional services to connect with him and his team at NDRC.

    Book Your Appointment

    Contact Information

    Get in Touch

    3rd Floor, Regus House, Fairview Office Park, 66 Ring Road, Greenacres, Port Elizabeth, 6000

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    Ready to Take Control of Your Financial Future?

    Get your free, confidential debt assessment today and start your journey to financial freedom with expert guidance.