Annexure B
    7.2.4
    Annexure B
    p. 43

    Tobacco/cigarettes

      Tobacco/cigarettes. Reduce but not suspend.

    Cite this clause

    National Credit Regulator. (2015). Annexure B — Debt Review Assessment Guidelines, clause 7.2.4: Tobacco/cigarettes. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 43.

    Related clauses

    7.1
    Annexure B
    Required Expenses
    7.1.1
    Annexure B
    Rental, where no bond
    7.1.2
    Annexure B
    Debt Counsellors could ask the following questions
    7.1.3
    Annexure B
    Groceries (food, toiletries, cleaning materials) - groceries
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    7.2.3 Alcoholic beverages
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    7.2.5 Entertainment
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    Based on NCR Guideline 001/2015, p. 43. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.