7.1.25
Annexure B
p. 43
Anything else that can be regarded as required
Anything else that can be regarded as required under the consumer’s unique circumstances. The Debt Counsellor must make sure that all required expenses are, in the first instance required and in the second instance reasonable.
NDRC Practice NoteLast reviewed 2026-04
What this means in practice
This category absorbs unavoidable line items that do not fit the named categories, such as nappies, assistive devices or court-ordered payments. Each line must be supported by documentary evidence.
Drawn from NDRC's active case work. For your situation, see our debt counselling overview.
Cite this clause
National Credit Regulator. (2015). Annexure B — Debt Review Assessment Guidelines, clause 7.1.25: Anything else that can be regarded as required. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 43.Related clauses
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7.2 Non-Required Expenses
Based on NCR Guideline 001/2015, p. 43. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.