Annexure B
    7.1.5
    Annexure B
    p. 41

    Rates & Taxes (if consumer

      Rates & Taxes (if consumer is liable).

    NDRC Practice NoteLast reviewed 2026-04

    What this means in practice

    Rates and taxes apply only where the consumer owns the property. The figure comes off the most recent municipal account, not an estimate.

    Drawn from NDRC's active case work. For your situation, see our debt counselling overview.

    Cite this clause

    National Credit Regulator. (2015). Annexure B — Debt Review Assessment Guidelines, clause 7.1.5: Rates & Taxes (if consumer. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 41.

    Related clauses

    7.1
    Annexure B
    Required Expenses
    7.1.1
    Annexure B
    Rental, where no bond
    7.1.2
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    Debt Counsellors could ask the following questions
    7.1.3
    Annexure B
    Groceries (food, toiletries, cleaning materials) - groceries
    Previous
    7.1.4 Water & Lights (if not part of rental)
    Next
    7.1.6 Body corporate levies
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    Based on NCR Guideline 001/2015, p. 41. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.