Annexure B
    7.1.4
    Annexure B
    p. 41

    Water & Lights (if not part of rental)

      Water & Lights (if not part of rental).

    NDRC Practice NoteLast reviewed 2026-04

    What this means in practice

    Utilities are allowed at the actual billed amount averaged over three months. Pre-paid electricity is supported by purchase records on bank statements.

    Drawn from NDRC's active case work. For your situation, see our debt counselling overview.

    Cite this clause

    National Credit Regulator. (2015). Annexure B — Debt Review Assessment Guidelines, clause 7.1.4: Water & Lights (if not part of rental). Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 41.

    Related clauses

    7.1
    Annexure B
    Required Expenses
    7.1.1
    Annexure B
    Rental, where no bond
    7.1.2
    Annexure B
    Debt Counsellors could ask the following questions
    7.1.3
    Annexure B
    Groceries (food, toiletries, cleaning materials) - groceries
    Previous
    7.1.3 Groceries (food, toiletries, cleaning materials) - groceries
    Next
    7.1.5 Rates & Taxes (if consumer
    Learn more about Debt Counselling

    Discover how debt counselling can help you manage your finances and protect your assets.

    Based on NCR Guideline 001/2015, p. 41. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.