Annexure B
    7.1.17
    Annexure B
    p. 42

    Clothing and shoes within reason, higher amount for growing

      Clothing and shoes within reason, higher amount for growing children.

    NDRC Practice NoteLast reviewed 2026-04

    What this means in practice

    Clothing is permitted at a modest monthly figure that scales with household composition. Growing children attract a higher figure than adults.

    Drawn from NDRC's active case work. For your situation, see our debt counselling overview.

    Cite this clause

    National Credit Regulator. (2015). Annexure B — Debt Review Assessment Guidelines, clause 7.1.17: Clothing and shoes within reason, higher amount for growing. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 42.

    Related clauses

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    Groceries (food, toiletries, cleaning materials) - groceries
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    Based on NCR Guideline 001/2015, p. 42. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.