Annexure B
    7.1.14
    Annexure B
    p. 42

    Encourage consumer to set limits on cellular phone contracts

      Encourage consumer to set limits on cellular phone contracts.

    NDRC Practice NoteLast reviewed 2026-04

    What this means in practice

    The debt counsellor records the agreed cap in the file notes. A consumer who exceeds the cap during the rearrangement period must absorb the overrun out of the surplus, not by reducing creditor distribution.

    Drawn from NDRC's active case work. For your situation, see our debt counselling overview.

    Cite this clause

    National Credit Regulator. (2015). Annexure B — Debt Review Assessment Guidelines, clause 7.1.14: Encourage consumer to set limits on cellular phone contracts. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 42.

    Related clauses

    7.1
    Annexure B
    Required Expenses
    7.1.1
    Annexure B
    Rental, where no bond
    7.1.2
    Annexure B
    Debt Counsellors could ask the following questions
    7.1.3
    Annexure B
    Groceries (food, toiletries, cleaning materials) - groceries
    Previous
    7.1.13 Multiple cellular phones
    Next
    7.1.15 Maintenance that should be paid
    Learn more about Debt Counselling

    Discover how debt counselling can help you manage your finances and protect your assets.

    Based on NCR Guideline 001/2015, p. 42. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.