Domestic workers depending on circumstances, e

Domestic workers depending on circumstances, e.g. child care.

NDRC Practice NoteLast reviewed 2026-04

What this means in practice

Domestic worker costs are permitted where there is a documented need: small children, an elderly dependant or a working consumer with no other support. The figure must reflect the legally enforceable minimum wage at the time of the assessment.

Where it goes wrong

Lifestyle-driven domestic costs without a documented need are routinely cut by credit providers under paragraph 7.2.1.

Drawn from NDRC's active case work. For your situation, see our debt counselling overview.

Cite this clause

National Credit Regulator. (2015). Annexure B — Debt Review Assessment Guidelines, clause 7.1.7: Domestic workers depending on circumstances, e. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 41.