14.8
Annexure B
p. 50
Revise Budget
Revise Budget
a) Domestic Workers, Garden Service or Gardener
b) Household Groceries
c) Water & Electricity
d) Telecommunications
e) Security
f) Entertainment
g) Transport
h) Schools
i) Pharmacy and Doctors
j) Church
k) Bank Charges
l) Clothing
m) Short Term Insurance
n) Life Assurance
o) Medical Aid
p) Once Off Payments required
q) Any other expenses
NDRC Practice NoteLast reviewed 2026-04
Legal context
Operationalises Annexure B sections 7 and 8 (required vs non-required vs luxurious expenses) before the s 86(7)(c)(ii) proposal is generated.
Drawn from NDRC's active case work. For your situation, see our debt counselling overview.
Cite this clause
National Credit Regulator. (2015). Annexure B — Debt Review Assessment Guidelines, clause 14.8: Revise Budget. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 50.Related clauses
Based on NCR Guideline 001/2015, p. 50. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.