Affordability Assessment

a) The following information is required prior to the interview i. Application form - Form 16 ii. Pay Slip(s) and bank statements iii. Marriage certificate iv. Debt Statements v. Credit Report vi. Correspondence from Credit Providers including Section 129 Notices vii. Any previous legal action viii. Copies of credit agreements and application forms if available

NDRC Practice NoteLast reviewed 2026-04

Legal context

The checklist enforces the methodology in Annexure B sections 1 to 6 and is what NDRC's strict COB task logic depends on before Task #5 can complete.

Drawn from NDRC's active case work. For your situation, see our debt counselling overview.

Cite this clause

National Credit Regulator. (2015). Annexure B — Debt Review Assessment Guidelines, clause 14.1: Affordability Assessment. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 48.