Annexure B
    7.1.18
    Annexure B
    p. 42

    Chronic medication (obtain proof that not covered by medical aid

      Chronic medication (obtain proof that not covered by medical aid / see whether generics are available at a reduced cost).

    NDRC Practice NoteLast reviewed 2026-04

    What this means in practice

    Chronic medication that the medical aid does not cover is permitted on production of a prescription and the medical aid's exclusion notice. The figure is the actual co-payment, not the retail price.

    Drawn from NDRC's active case work. For your situation, see our debt counselling overview.

    Cite this clause

    National Credit Regulator. (2015). Annexure B — Debt Review Assessment Guidelines, clause 7.1.18: Chronic medication (obtain proof that not covered by medical aid. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 42.

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    Based on NCR Guideline 001/2015, p. 42. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.