Annexure B
    14.4
    Annexure B
    p. 49

    Verify Debt

      Verify Debt

      a) Check Credit Report

      b) Make sure all debt is added

      c) Verify if Credit Agreement and if not move to budget

      d) Debt Amount

      e) Contractual payment

      f) Term

      g) Insurance included or not

      h) Commencement date

      i) Arrears amount

      j) Section 129 Notice or previous legal action

      k) Verify if payment is via debit order

    NDRC Practice NoteLast reviewed 2026-04

    Legal context

    Cross-checked against the credit bureau profile and the Annexure E Certificate of Balance returned by each credit provider under Regulation 24(2).

    Drawn from NDRC's active case work. For your situation, see our debt counselling overview.

    Cite this clause

    National Credit Regulator. (2015). Annexure B — Debt Review Assessment Guidelines, clause 14.4: Verify Debt. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 49.
    Based on NCR Guideline 001/2015, p. 49. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.