Special Cases
Clearance certificates, tribunal orders, and unique situations
If I qualify for partial removal due to a remaining home loan, can I re-enter debt review if I encounter further financial difficulties?
Debt Review If I Face Further Difficulties?
Read MoreHow is debt review removal handled if the individual under debt review passes away?
Passes Away?
Read MoreWhat are the implications of debt review removal for a co-signer?
A co-signer, also called a surety or co-debtor, on a credit agreement is jointly and severally liable for the full outstanding amount on that account....
Read MoreIf one spouse in a marriage exits debt review, can it affect the other spouse's credit score?
Score?
Read MoreIf I believe my credit report contains inaccurate information regarding debt review, what can I do?
Information, What Can I Do?
Read MoreWhat are the Benefits of Staying Under Debt Review?
Not every consumer who enquires about debt review removal should actually pursue removal. In some situations, remaining under debt review is the finan...
Read MoreWhat are the disadvantages of debt review?
Debt review is a powerful tool for genuinely over-indebted consumers, but it comes with real disadvantages.
Read MoreWhat are the disadvantages of debt review removal?
Debt review removal carries real risks and costs that must be understood before proceeding.
Read MoreWhat happens when you cannot pay your debt review?
If you stop making your debt review instalments, the consequences can undo the protection that debt review provides. Debt review payment is not option...
Read MoreIs it true that after 7 years your credit is clear?
No. The belief that your credit record automatically clears after 7 years is false in South Africa and does not apply to the debt review flag. It does...
Read MoreWhich bank can help with my debt review or debt review removal?
Banks, including ABSA, Standard Bank, FNB, Nedbank, Capitec, and others, do not manage debt review or debt review removal. Banks are credit providers...
Read MoreWhich is the best debt review removal company in South Africa?
Choosing the right debt review removal provider is a significant financial decision. There are many fraudulent operators in this space. Here is what t...
Read MoreCan I remove debt review myself?
Technically yes. The law does not prohibit you from representing yourself in the Magistrate's Court for a debt review removal application. This is cal...
Read MoreAre there alternative solutions if I don't meet the full criteria for debt review removal?
Review Removal?
Read MoreHow many years does it take to be removed from debt review?
There is no fixed number of years after which debt review automatically ends. Debt review continues until one of the legally recognised exit events oc...
Read MoreEven after clearing all my debts, my credit report still shows I am under debt review. How can I get this removed?
Under Debt Review. How Can I Get This Removed?
Read MoreHow do I remove debt review status in South Africa?
Removing debt review status in South Africa requires following one of three legally recognised processes under the National Credit Act 34 of 2005. The...
Read MoreWhat does NCR status D4 mean and why is it harder to remove?
Status D4 on the National Credit Regulator's Debt Help System indicates that your debt review was confirmed by a Magistrate's Court order.
Read MoreCan I re-apply for debt review after inactive status (A1, F, G, G1, H)?
Whether you can re-apply for debt review depends on which inactive status code currently sits against your name at the credit bureaus. The NCR's Withd...
Read MoreStill Have Questions?
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