Status D4 on the National Credit Regulator's Debt Help System indicates that your debt review was confirmed by a Magistrate's Court order.
It is harder to remove than status C (assessed as over-indebted, no court order) because the existing order must be formally rescinded by the court before the bureaus can update.
Following the Van Vuuren v Roets judgment (2019), some magistrates are reluctant to rescind debt review orders. A properly drafted application, supported by current affordability evidence, is essential.
Our admitted attorney partners draft these applications specifically to address the Van Vuuren considerations head-on.