After Removal
Post-removal implications and credit access
Can I get a loan after being removed from debt review?
Yes. Once your debt review flag has been removed and all four credit bureaus reflect your updated status, you are legally free to apply for loans and...
Read MoreCan I buy a car immediately after debt review?
You can apply for vehicle finance after your debt review flag has been removed, but approval depends on your credit profile and the specific lender's...
Read MoreCan I apply for a house while I am under debt review?
No. You cannot apply for a home loan while under debt review. Section 88(1) of the National Credit Act expressly prevents a consumer under debt review...
Read MoreWill there be something showing that I was under debt review after I have successfully exited?
Have Successfully Exited?
Read MoreCan I renegotiate the terms of remaining debt with creditors after exiting debt review?
Exiting Debt Review?
Read MoreHow long does it take to see a significant improvement in credit score after debt review removal?
After Debt Review Removal?
Read MoreHow long does the debt review flag stay on your name?
The debt review flag stays on your credit record indefinitely. It does not expire automatically after 5 years, 7 years, or any other fixed period. Unl...
Read MoreDoes a history of debt review or the removal process impact the ability to travel internationally?
Internationally?
Read MoreCan creditors take legal action after my debt review is terminated?
Yes. Section 88(3) of the NCA only protects you from enforcement while you are under debt review. Once the debt review is terminated, creditors are en...
Read MoreStill Have Questions?
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