Whether you can re-apply for debt review depends on which inactive status code currently sits against your name at the credit bureaus. The NCR's Withdrawal from Debt Review Guidelines (Circular 001/2021, paragraph 13) set out the position for each code.
Status A1 (consumer withdrew before Form 17.2 was issued) and Status F (debt counsellor suspended service for non-cooperation) do not bar a fresh application. You may approach any registered debt counsellor and start a new Section 86 application.
Status G (declared no longer over-indebted by a Magistrate under Section 87) and Status G1 (proposal rejected) reflect a court finding on your financial position. A fresh application is possible if your circumstances have materially changed since the order, but the new debt counsellor must consider whether you are now actually over-indebted on the strength of current income, expenses, and debt obligations.
Status H (Clearance Certificate issued under Section 71) means you have already exited debt review successfully. Re-application is permitted if you later become over-indebted again, treated as a fresh Section 86 application without reference to the prior history.
For withdrawals that took place before the 2015 amendments, where credit bureaus may still reflect an outdated status, the route is a formal dispute lodged with the Debt Help System (DHS) operator. The DHS Adjudicator determines whether the historical record should be corrected. NDRC handles these disputes on behalf of consumers; contact us for an assessment.