My Debt CounsellingProfessional Practice Software

    Finally, a Debt Review Removal, Sales CRM, Debt Counselling Practice Software that's powerful yet simple to use. Built by a Registered Debt Counsellor, for South African Debt Counsellors.

    Turn Losses into Profits
    From -R3,150 to +R4,050 per file
    60% Less Admin
    One-click compliance & automation
    100% Compliant
    NCR guidelines & NCA requirements

    Why Debt Counsellors Choose My Debt Counselling

    Designed to simplify the Debt Review Removal and Debt Review Process with end-to-end automation.

    Latest NCR Compliance

    Debt review removal software in line with the latest NCR withdrawal guidelines

    End-to-End Automation

    From application form intake to court/NCT pack and updates

    Attorney-Preferred Packs

    Packs prepared the way attorneys prefer, driving high grant rates

    PDA Integration

    Use your preferred PDA for distributions, we automate your practice and fees

    Built-in Compliance

    SLA timers, audit trails, watermarked documents, DHS updates

    Faster Revenue

    Debt review removals, court applications and compliant notices in clicks, not hours

    Core Features

    Everything you need for your debt counselling practice in one platform.

    Case Management & Compliance

    Single view of clients, accounts and case status with Form 16 capture, quotes and change history. View DHS from the dashboard with supporting docs. SLA timers trigger email/SMS follow-ups, and every action is logged in a full audit trail.

    Single client view
    DHS integration
    SLA timers
    Full audit trail

    One-click Documents, e-Sign & Court Packs

    Generate and store client, creditor, attorney notices and documents with one click, affidavits and annexures in seconds. Produce ready to file Court bundles for attorneys. Get signatures via SMS/email, signed documents flow back into the file automatically.

    One-click generation
    E-signatures
    Court bundles
    Auto document flow

    Verification, Payments & Security

    Each bundle carries a Pack ID + QR so attorneys/credit providers can verify authenticity online and, if permitted, fetch and access to relevant documents. Automate fee collections with DebiCheck and see who paid or missed. POPIA-safe, role-based access, encryption, and tamper-evident logs.

    QR verification
    DebiCheck automation
    POPIA compliance
    Role-based access

    Why This Matters to Your Practice

    On an average removal file at R8,550, this is what your cost breakdown really looks like (based on daily practice and Magistrates' Court scales):

    Without My Debt Counselling System

    Lead acquisition:R350
    Admin salary allocation:R2,500
    Consultant salary allocation:R1,750
    Phone Bill Per Client:R350
    Preparation of Court Bundle:R2,350
    Copies of Court Bundle:R1,250
    Draw Pro-forma Invoice:R85
    Finding Correspondent Attorney:R300
    Instructing Correspondent Attorney:R150
    Service of Issued Application:R50
    Legal Fee for Order:R2,000
    Courier & commissioning:R150
    SMS & email systems:R200
    Overheads:R500
    Total Costs:±R11,700
    Profit per file:±-R3,150 (LOSS)

    With My Debt Counselling Platform

    Lead conversion:R350
    Admin salary allocation:R1,000
    Consultant salary allocation:R1,000
    Phone chasing:R150
    Attorney fee for Order:R1,500
    Courier & commissioning:R150
    SMS / E-signatures / mandates:R250
    Platform onboarding (amortised):R100
    Total Costs:±R4,500
    Profit per file:±R4,050 (PROFIT)

    Your Competitive Advantages

    Cut attorney preparation costs

    Save ±R5,000 per file - system handles bundles, annexures, notices

    Save R5,000

    Turn losses into profits

    Transform loss-making removals (-R3,150) into profit-making (+R4,050)

    Save R7,200

    Handle more files

    Process more cases with the same team while keeping compliance airtight

    Save 60% time

    Prime Directory listing

    Featured free for 12 months to receive quality leads

    Save 12 months

    Our Rockstar Pricing

    Our pricing is designed to ensure Debt Counsellors benefit more than they spend. Every feature helps you save time, cut costs, and increase revenue.

    Most Popular

    Base Subscription

    R999
    per month
    • Full system access
    • CRM & lead management
    • Document generation
    • DHS integration
    • Automation & reports
    • Attorney access portal
    • Compliance monitoring
    Sub-users: R250 each per month

    Once-Off Setup

    R4,000
    onboarding
    • Full system setup
    • Branded templates
    • Staff training
    • POPIA compliance checks
    • Data migration
    • Go-live support
    Protects against one-time "doc grabbers"

    Pay-As-You-Grow

    Usage-Based
    pricing
    SMS:R0.45 each
    Debt Review Quotes:R75
    DebiCheck Mandates:R18
    E-Signatures:R25
    Complete Removal Legal Pack:R1,500
    Attorney Network Option:R1,300 - R2,000 per case
    Only pay for what you use

    How It Works

    Simple 5-step process to get started

    1

    Request Demo

    NCR number required

    2

    Onboarding

    Setup & training

    3

    Load Matter

    Generate notices & packs

    4

    Verification

    Attorneys verify online

    5

    Billing

    Automated monthly billing

    Frequently Asked Questions

    Common questions about the platform

    "I built this system out of my own frustration as a practising Registered Debt Counsellor. Every day I was losing time, money, and leads because of slow admin, missed follow-ups, and multiple systems. Now, with one click, my notices and bundles are generated, my leads are tracked, and compliance is automatic. If it works for me, I know it will work for you."
    SD
    Sibabalwe Dakana
    Founder & CEO - NDRC

    Still running your practice the hard way?

    Stop losing leads, missing deadlines, using multiple systems and overspending unnecessarily. With MyDC you stay compliant, cut costs, and boost profits, instantly.

    14-Day Refund Period

    NCR Registered Debt Counsellor

    Registration: NCRDC3106

    Licensed