Employee Financial Coaching

Financial Wellness

Money problems are personal. Our coaching gives employees a safe, private space to get practical help without judgement and without sharing personal details with their employer. South African specific, NCR‑aligned, and POPIA compliant.

Book a private coaching session Download the Personal Budget Workbook WhatsApp us: +27727703674

We address employee financial coaching in South Africa, staff money coaching, payslip help South Africa, debt coaching, POPIA confidential coaching.

What employees get

Personal money plan

A practical plan covering budget, priorities, and next steps for the next 60–90 days. Built to fit SA cost‑of‑living realities.

Debt map & options
  • Repayment strategies (snowball/avalanche)
  • Consolidation: pros, cons, and risks
  • Formal debt review when appropriate (NCA‑compliant)
Payslip & EAO check

Understand deductions, verify Emoluments Attachment Orders (garnishees), and explore remedies where issues are found.

Credit life insurance and income protection awareness

Check if credit life cover applies and prepare claims where eligible to reduce pressure on the household budget.

Toolbox access

Templates, trackers, and access to NDRC calculators: Affordability, Debt repayment, and more.

How a coaching journey works

  1. Private booking via online or WhatsApp (+27727703674).
  2. Intake: short questionnaire; upload payslip(s) securely.
  3. Session 1 (45–60 min): situation triage; quick wins; agree goals.
  4. Sessions 2–3 (30–45 min): budget build, creditor plan, action tracking.
  5. Follow‑ups: check‑ins at 30 and 60 days. Optional ongoing support thereafter.
POPIA We process personal data only for coaching. Consent is captured; records stored securely. See POPIA & Privacy for details.

Boundaries & referrals

  • We are not a lender or payroll advance service.
  • If signs of over‑indebtedness appear, we explain options under the National Credit Act (NCA) and relevant legal remedies. You choose whether to proceed.
  • Coaching is educational guidance. Where regulated financial advice is required, we will refer you to an authorised representative or appropriate professional.

Compliance NDRC is NCR‑registered. See Confirm our NCR registration. Data handling follows POPIA; see POPIA & Privacy.

Coaching packages (for employers)

Lite

Good for broad access

  • 1 × 45–60 min session
  • Personal action plan & quick wins
  • Signpost to tools & calculators

Standard

Most popular

  • 3 sessions (over ~60 days)
  • Budget build + creditor plan
  • Check‑ins at 30 & 60 days

Intensive

For complex cases

  • 6 sessions (over ~3–4 months)
  • Coach‑led creditor engagement where appropriate
  • Legal referral when needed
Book a private coaching session B‑BBEE & Vendor Information

Outcome reporting for employers is anonymised (utilisation rates, themes, and aggregated outcomes). No personal data is shared without employee consent.

FAQ

Will my employer know I booked?
No—your employer sees only anonymised utilisation numbers and high‑level outcomes, never your personal details.
Is debt review compulsory?
Never. We explain the options; you decide what to do, if anything.
Can you help with garnishees (EAOs)?
Yes. We can check validity, explain options, and guide you to challenge, vary or settle where appropriate. If legal action is required, we’ll refer you.

Book now

Ready to take control of your money with private, judgement‑free coaching?

Book a private coaching session Download the Personal Budget Workbook