Annexure C
    2.5.1
    Annexure C
    p. 58

    The basis of allocating the amount available for distribution

      The basis of allocating the amount available for distribution to each credit agreement or category or credit agreements, including any method of prioritization or ‘ranking’ of different types of credit agreement ;

    NDRC Practice NoteLast reviewed 2026-04

    What this means in practice

    The available amount is allocated across creditors using a documented methodology that the system can reproduce on demand. Pro-rata by balance is the default; secured creditors may be prioritised where the asset is at risk.

    Legal context

    Anchor: NCR Guideline 001/2015 Annexure C, paragraph 2.5, read with NCA s 91 (registration of payment distribution agents).

    Drawn from NDRC's active case work. For your situation, see our debt counselling overview.

    Cite this clause

    National Credit Regulator. (2015). Annexure C — Minimum Debt Counselling System Requirements, clause 2.5.1: The basis of allocating the amount available for distribution. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 58.

    Related clauses

    2.1
    Annexure C
    The debt restructuring system
    2.2
    Annexure C
    The system
    2.2.1
    Annexure C
    A summarized debt re-arrangement proposal, which
    2.2.2
    Annexure C
    A full amortization schedule for each debt included
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    2.5.2 The basis on which the repayment obligations and repayment term
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    Based on NCR Guideline 001/2015, p. 58. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.