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    1. Home
    3. Debt Counselling
    5. Official Guide
    7. Annexure C
    9. 2.2.2 A full amortization schedule for each debt included
    Annexure C
    • 1Introduction
    • 2.1The debt restructuring system
    • 2.2The system
    • 2.2.1A summarized debt re-arrangement proposal, which
    • 2.2.2A full amortization schedule for each debt included
    • 2.3The system
    • 2.4The system audit
    • 2.5The system
    • 2.5.1The basis of allocating the amount available for distribution
    • 2.5.2The basis on which the repayment obligations and repayment term
    • 2.5.3The basis on which credit agreements
    • 2.5.4The basis for extending the repayment period for different
    • 2.5.5The extent to which interest rate
    • 2.5.6The basis for the allocation of the surplus cash, which becomes
    • 2.5.7Whether payment escalations
    • 2.5.8The debt restructuring system
    • 2.5.9The debt restructuring system
    • 2.5.10The debt restructuring software
    • 2.5.11Every system
    • 3Parameters for debt restructuring rule solutions
    • 3.1The task team accordingly proposes that all debt restructuring
    • 3.1.1The debt restructuring rules
    • 3.1.2All credit providers
    • 4.1CIF should establish a “Sub-Committee” which should
    Annexure C
    2.2.2
    Annexure C
    p. 57

    A full amortization schedule for each debt included

      A full amortization schedule for each debt included in the proposal.

    Cite this clause

    National Credit Regulator. (2015). Annexure C — Minimum Debt Counselling System Requirements, clause 2.2.2: A full amortization schedule for each debt included. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 57.

    Related clauses

    2.1
    Annexure C
    The debt restructuring system
    2.2
    Annexure C
    The system
    2.2.1
    Annexure C
    A summarized debt re-arrangement proposal, which
    2.3
    Annexure C
    The system
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    2.2.1 A summarized debt re-arrangement proposal, which
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    2.3 The system
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    Based on NCR Guideline 001/2015, p. 57. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.
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    National Debt Review Center

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    Sibabalwe Samora Dakana

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    The National Debt Review Center (NDRC) is a registered debt counselling practice with the National Credit Regulator (NCR Registration: NCRDC3106). Our services are conducted in strict accordance with the National Credit Act 34 of 2005 and NCR Circular 09 of 2025 regarding DHS status updates.

    Important: Debt review is a regulated legal process. While under debt review, you will be unable to obtain further credit until a Clearance Certificate (Form 19) is issued or a court order declares you no longer over-indebted.

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