Form 17.W is the official withdrawal form used to exit debt review before completion. However, withdrawal has strict conditions and is rarely advisable.
You can only withdraw:
• BEFORE Form 17.2 is issued (before being declared over-indebted), OR
• By obtaining a court order declaring you not over-indebted
Important consequences of withdrawal:
• Fees paid are NOT refundable after the process starts
• Your original credit agreements and interest rates are reinstated
• Credit providers can resume legal action immediately
• You lose all legal protection
• Your credit record shows you were under debt review
If your circumstances improve, early settlement is usually a much better option than withdrawal. It clears your debts and gives you a proper clearance certificate.
Read the official rule
This question is governed by the following clauses from the NCR Task Team Agreements (Guideline 001/2015):