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    Completion & Exit

    What is a clearance certificate (Form 19)?

    A clearance certificate (Form 19) is the official document issued by your debt counsellor confirming that you have completed the debt review process.

    This certificate:

    • Confirms all debts under review have been settled

    • Removes the debt review flag from all credit bureaus

    • Allows you to access credit again

    • Marks your successful completion of debt rehabilitation

    Expert Answer

    Provided by NCR-registered debt counsellors (NCRDC3106)

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    Our NCR-registered debt counsellors can assess your unique situation and provide tailored guidance.