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    Completion & Exit

    What is the timeline and cost for Form 19 clearance?

    Cost: Maximum R450, VAT exclusive as prescribed by the NCR

    Timeline: Typically 4–6 weeks after final payments are confirmed

    Process:

    • Final payment confirmed with all creditors

    • Form 19 clearance certificate issued

    • Credit bureaus formally notified

    • Debt review flag removed from your credit profile

    We have a proven track record and can provide redacted examples of issued certificates on request.

    Expert Answer

    Provided by NCR-registered debt counsellors (NCRDC3106)

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