Once the process has been completed and your debt has been repaid, your counsellor will issue you with a clearance certificate (Form 19).
The certificate is then submitted to the Credit Bureau so that they can update your record and remove any debt review flags.
After clearance:
• You can apply for credit again responsibly
• Your credit score will begin to improve
• You have completed your journey to financial freedom
We recommend being cautious with new credit to avoid falling back into over-indebtedness.