Introduce someone to regulated debt services
Receive a once-off referral appreciation amount of R1,500 when the referred person becomes a client.
Monday to Friday, 08:00 – 18:00 | 041 012 5036
The Referral Appreciation Programme exists to encourage responsible, informed introductions to regulated debt services in South Africa.
It is important to note that this programme:
All services are rendered independently by an NCR-registered debt counsellor, strictly in accordance with the National Credit Act and applicable NCR guidance.
A referral may relate to an enquiry about:
Section 86 of the National Credit Act – professional assistance for over-indebted consumers.
Learn more about debt counselling →The appropriate service, if any, is determined only after an independent assessment and cannot be influenced by the referrer.
Fixed, once-off appreciation
R1,500 per validated referral
Payment trigger
Paid once professional service fees have been settled by the referred client
Independence
Not linked to debt outcomes, court decisions, or credit bureau results
Limitation
Not payable for consultations that do not proceed beyond assessment stage
Who can refer:
Self-referrals are not permitted
Referrers may not:
Create your free account with email verification to access your personal referral dashboard.
Provide the referred person's details, confirming that you have obtained their consent to share their information.
NDRC contacts the referred person directly. The referrer has no involvement in consultations, advice, or recommendations.
Monitor your referral's journey in real-time through your dashboard. You'll see when they're contacted, assessed, and if they proceed.
Once they become a client and settle their fees, you receive R1,500 via EFT or PDA credit.
Paid via EFT to a verified bank account
Option to receive the appreciation:
All payments are subject to verification, audit controls, and record-keeping requirements.
Full legal disclosures are available on our Privacy & POPIA Notice page.
If you would like to understand our services before making a referral, you are welcome to review our resources or contact us directly.
The National Debt Review Center (NDRC)
NCR-Registered Debt Counsellor
Registration Number: NCRDC3106