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    Costs & Fees

    How much does it cost to remove debt review in South Africa?

    The cost ranges from R450 to over R20,000 depending on your situation.

    If all accounts are settled (Section 71 Clearance Certificate):

    • NDRC fee: from R450 excl. VAT (R517.50 incl. VAT)

    • Attorney fees: not required

    • Total: from R450 excl. VAT

    • Timeline: 1 to 3 weeks

    If your application was rejected early (Section 86 Quick Rejection):

    • NDRC fee: R350 excl. VAT (R402.50 incl. VAT)

    • Total: R350 excl. VAT

    • Timeline: 3 to 7 days

    If you still have outstanding debts and need a court application (Section 87 or 165):

    • NDRC professional services fees: from R8,550 excl. VAT

    • Attorney legal fees: based on Magistrates Court Tariff GG 51056, Scale C. Varies by matter.

    • Sheriff disbursement: actual cost passed through, typically R800 to R1,500 depending on respondents and province

    • Total typical range: R15,000 to R20,000 excl. VAT for a standard single-applicant matter

    Under Section 126A(3) of the National Credit Act, neither NDRC nor our attorney partners may collect any payment before the corresponding service has been fully performed. All fees are billed in stages after the relevant stage is complete. No upfront payment is required or taken.

    The full cost of your specific matter is disclosed in writing before any work begins.

    Expert Answer

    Provided by NCR-registered debt counsellors (NCRDC3106)

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