Should the CIF intervention not realise the required

Should the CIF intervention not realise the required co-operation the matter will be referreed to the NCR. Annexure A: Proposed Debt Review Process Enhancements and Conduct Provisions. Annexure B: Proposed Debt Review Assessment Guidelines Annexure C: Proposed Minimum Debt Counselling System Requirements and Principles of Debt Restructuring Annexure D: Industry Agreed Consensual Debt Restructuring Rules to be deployed under the Section 48 (1) industry Code of Conduct to combat over-indebtedness. Annexure E: Standard documentation