Main obstacles identified

Main obstacles identified The Task Team concluded that the backlogs in the debt review process at present are being caused by a complex set of factors related to:

a) Severe capacity constraints in the judicial system.

b) Process weaknesses;

c) Inadequate operational compliance by credit providers and debt counsellors as well as lack of co-operation between them;

d) Possible abuse of the process by consumers. These areas of concern are expanded upon below.