National Debt Review Center
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    HomeDebt CounsellingFAQDuring Debt Review
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    During Debt Review

    How long does debt review last?

    The period of debt review varies according to how quickly you can pay off all your finances.

    The time frame varies from a few months up to 60 months (5 years), depending on:

    • Your total debt amount

    • Your available income after expenses

    • The interest rates negotiated with creditors

    • Whether secured assets (home/car) are included

    Alternatively, if you are no longer over-indebted and able to resume normal repayments, we can apply for an order rescinding your debt review.

    Expert Answer

    Provided by NCR-registered debt counsellors (NCRDC3106)

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    Our NCR-registered debt counsellors can assess your unique situation and provide tailored guidance.

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    NDRC

    National Debt Review Center

    Registered debt counsellors helping South Africans achieve financial freedom since 2014. Your trusted partner in debt relief.

    041 012 5036041 012 5036 (Sales)[email protected]3rd Floor, Regus House, Fairview Office Park, 66 Ring Road, Greenacres, Port Elizabeth, 6000
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    Debt Relief Services

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    Principal Debt Counsellor

    Sibabalwe Samora Dakana

    NCR: NCRDC3106DCASA Member: 0877
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    The National Debt Review Center (NDRC) is a registered debt counselling practice with the National Credit Regulator (NCR Registration: NCRDC3106). Our services are conducted in strict accordance with the National Credit Act 34 of 2005 and NCR Circular 09 of 2025 regarding DHS status updates.

    Important: Debt review is a regulated legal process. While under debt review, you will be unable to obtain further credit until a Clearance Certificate (Form 19) is issued or a court order declares you no longer over-indebted.

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    Company Reg: 2014/286439/07VAT: 4510302187Est. 2014

    © 2026 National Debt Review Center (Pty) Ltd. All rights reserved. Trading as NDRC. Company Reg: 2014/286439/07. NCR Registration: NCRDC3106.