Back to During Debt Review
    During Debt Review

    Can I use my credit cards while under debt review?

    No, you cannot use credit cards or any credit facilities while under debt review.

    All credit accounts are frozen and included in your restructured payment plan. Using credit would violate the terms of your debt review and could result in termination of the process.

    This is to protect you from accumulating even more debt that you are unable to pay off.

    Expert Answer

    Provided by NCR-registered debt counsellors (NCRDC3106)

    Need Personalised Advice?

    Our NCR-registered debt counsellors can assess your unique situation and provide tailored guidance.