Divorce during debt review creates complex situations that need careful management:
If married in Community of Property:
• Both spouses remain liable for joint debts
• Divorce doesn't automatically end joint debt review
• We must restructure the payment plan based on new circumstances
• Each spouse may need separate assessments
If married with ANC:
• Each spouse's debts are typically separate
• The divorce has less impact on individual debt reviews
In all cases:
• Notify your debt counsellor immediately about divorce proceedings
• We can help adjust payment plans to reflect new circumstances
• Joint accounts need special attention in divorce settlements