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    1. Home
    2. Debt Counselling
    3. Official Guide
    4. Annexure D
    5. 6 Deployment
    Annexure D
    • 1Introduction
    • 2Eligibility Conditions
    • 3Conceptual Rules Framework
    • 4Finance Charge Reduction Concessions
    • 5Repayment Term Extension Limits
    • 6Deployment
    Annexure D
    6
    Annexure D
    p. 66

    Deployment

      The rules (and any other rules of this nature) require sophisticated system support to implement effectively. The summarized rules are in the process of being converted by the banking industry in conjunction with the system providers of debt counsellors into detailed specifications for the development of the necessary systems application. Deployment in the market will accordingly take some time.

    NDRC Practice NoteLast reviewed 2026-04

    Legal context

    Annexure D rules require accredited system support to apply consistently. The major debt counselling systems implement these rules natively, so manually-built proposals must be reconciled against the system output before submission.

    Drawn from NDRC's active case work. For your situation, see our debt counselling overview.

    Cite this clause

    National Credit Regulator. (2015). Annexure D — Consensual Debt Restructuring Rules, clause 6: Deployment. Guideline 001/2015 (Debt Review Task Team Agreements 2010), p. 66.

    Related clauses

    1
    Annexure D
    Introduction
    2
    Annexure D
    Eligibility Conditions
    3
    Annexure D
    Conceptual Rules Framework
    4
    Annexure D
    Finance Charge Reduction Concessions
    5
    Annexure D
    Repayment Term Extension Limits
    Previous
    5 Repayment Term Extension Limits
    Learn more about Debt Counselling

    Discover how debt counselling can help you manage your finances and protect your assets.

    Based on NCR Guideline 001/2015, p. 66. For NDRC's interpretation and application, see our debt counselling overview. Download original PDF.
    NDRC

    National Debt Review Center

    Registered debt counsellors helping South Africans achieve financial freedom since 2014. Your trusted partner in debt relief.

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    Principal Debt Counsellor

    Sibabalwe Samora Dakana

    NCR: NCRDC3106DCASA Member: 0877
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    The National Debt Review Center (NDRC) is a registered debt counselling practice with the National Credit Regulator (NCR Registration: NCRDC3106). Our services are conducted in strict accordance with the National Credit Act 34 of 2005 and NCR Circular 09 of 2025 regarding DHS status updates.

    Important: Debt review is a regulated legal process. While under debt review, you will be unable to obtain further credit until a Clearance Certificate (Form 19) is issued or a court order declares you no longer over-indebted.

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    © 2026 National Debt Review Center (Pty) Ltd. All rights reserved. Trading as NDRC. Company Reg: 2014/286439/07. NCR Registration: NCRDC3106.