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    What are emoluments attachment orders (garnishee orders)?

    An emoluments attachment order (EAO), commonly called a garnishee order, is a court order that allows a creditor to deduct money directly from your salary.

    Key points:

    • Creditors must obtain a court judgement before applying for an EAO

    • The deduction is made by your employer and paid to the creditor

    • You cannot have more than 25% of your salary attached by law

    • Many EAOs are unlawfully obtained and can be challenged

    Debt review can help you:

    • Prevent new EAOs from being issued

    • Apply to have existing unlawful EAOs suspended

    • Consolidate all debts into one manageable payment

    Expert Answer

    Provided by NCR-registered debt counsellors (NCRDC3106)

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