You can still apply for debt counselling to protect the rest of your accounts if you have already been summonsed on some accounts.
Important points:
• Accounts already summonsed may not be included in debt review
• We can still negotiate affordable repayments on summonsed accounts
• All other accounts will receive full legal protection
• Acting quickly is essential to protect remaining accounts
The sooner you apply, the more accounts we can protect. If you've received a Section 129 letter, you have 10 business days to apply for debt counselling before that account may be excluded.