How do I find a reputable debt counsellor?

Finding a reputable debt counsellor requires due diligence:

• Verify their NCR registration on the official NCR website

• Check their track record and reviews on Google and HelloPeter

• Ask for transparent fee disclosure upfront

• Ensure they are not making unrealistic promises

• Confirm they use a registered Payment Distribution Agency (PDA)

Any provider unable or unwilling to disclose NCR fee caps upfront is a red flag.