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    Getting Started

    Is debt counselling the same as debt review?

    Yes, debt counselling and debt review are the same thing. They are two names for the same legal process under the National Credit Act (NCA). The terms are used interchangeably in South Africa.

    'Debt counselling' refers to the process of being counselled by an NCR-registered debt counsellor, while 'debt review' refers to your application being 'under review' by creditors and the court. Both lead to the same outcome: reduced monthly payments and legal protection.

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    Provided by NCR-registered debt counsellors (NCRDC3106)

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