National Debt Review Center
    NCR Registered: NCRDC3106
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    HomeDebt CounsellingFAQLegal Protection
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    Legal Protection

    How am I protected while under debt review?

    We obtain a court order or consent order on your behalf which replaces all your credit agreements with the restructured amounts.

    This order protects you from:

    • Legal action from credit providers

    • Asset repossession (home, vehicle)

    • Harassment from debt collectors

    • New garnishee orders or emoluments attachment orders

    This protection remains in place as long as you are not in arrears with your restructured payments. The protection is immediate from the day you apply.

    Expert Answer

    Provided by NCR-registered debt counsellors (NCRDC3106)

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    Our NCR-registered debt counsellors can assess your unique situation and provide tailored guidance.

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    NDRC

    National Debt Review Center

    Registered debt counsellors helping South Africans achieve financial freedom since 2014. Your trusted partner in debt relief.

    041 012 5036041 012 5036 (Sales)[email protected]3rd Floor, Regus House, Fairview Office Park, 66 Ring Road, Greenacres, Port Elizabeth, 6000
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    Debt Relief Services

    • Debt Counselling
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    Principal Debt Counsellor

    Sibabalwe Samora Dakana

    NCR: NCRDC3106DCASA Member: 0877
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    The National Debt Review Center (NDRC) is a registered debt counselling practice with the National Credit Regulator (NCR Registration: NCRDC3106). Our services are conducted in strict accordance with the National Credit Act 34 of 2005 and NCR Circular 09 of 2025 regarding DHS status updates.

    Important: Debt review is a regulated legal process. While under debt review, you will be unable to obtain further credit until a Clearance Certificate (Form 19) is issued or a court order declares you no longer over-indebted.

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    Company Reg: 2014/286439/07VAT: 4510302187Est. 2014

    © 2026 National Debt Review Center (Pty) Ltd. All rights reserved. Trading as NDRC. Company Reg: 2014/286439/07. NCR Registration: NCRDC3106.