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    Legal Protection

    Can creditors garnish my wages during debt review?

    No, creditors cannot issue new garnishee orders (emoluments attachment orders) against you once you are under debt review.

    However:

    • Existing garnishee orders that were in place BEFORE debt review may continue

    • We can apply to have existing orders suspended or varied

    • Any new attempts to garnish wages are unlawful

    If a creditor attempts to garnish your wages after you've entered debt review, contact us immediately – this is a violation of your legal protection.

    Expert Answer

    Provided by NCR-registered debt counsellors (NCRDC3106)

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