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    The Process

    What is Form 17.2 (Certificate of Balance)?

    Form 17.2 is the Certificate of Balance that your debt counsellor issues once they have assessed your financial situation and determined that you are over-indebted.

    The Form 17.2 contains:

    • Confirmation that you are over-indebted

    • Total outstanding debt balances from all credit providers

    • Your proposed restructured payment plan

    • Interest rate reduction proposals

    This form is sent to all your credit providers and is the basis for negotiating your new repayment terms. It's a crucial step that leads to either a consent order (if creditors agree) or a court application.

    Read the official rule

    This question is governed by the following clauses from the NCR Task Team Agreements (Guideline 001/2015):

    Expert Answer

    Provided by NCR-registered debt counsellors (NCRDC3106)

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