In most cases, you do NOT need to appear in court personally.
• Your debt counsellor and appointed attorney handle all court appearances
• You sign the necessary documents and affidavits in advance
• Court applications are typically unopposed administrative matters
There are limited situations where your presence may be required:
• If a creditor opposes the application and cross-examination is needed
• If the court specifically requests your appearance
• For certain complex matters requiring direct testimony
We prepare you fully if court attendance is ever required, which is rare in our experience.