Yes, self-employed individuals can apply for debt counselling. The process is the same, but documentation requirements differ slightly.
You will need to provide:
• 3-6 months of business bank statements
• Proof of income (invoices, contracts, or accountant's letter)
• Tax returns or provisional tax documents
• Business registration documents (if applicable)
Tips for self-employed applicants:
• Be honest about income fluctuations
• Provide average monthly income figures
• Include all business expenses that affect your take-home pay
Self-employed clients often benefit greatly from debt counselling as it provides financial stability that helps their business thrive.