Blacklisted
Blacklisted ??? This is the only recommended article that will help you clear your credit profile 100% Free.
What does being Blacklisted in the Credit Industry really mean?
There is no such thing as being Blacklisted in the credit industry. The term blacklisted or blacklisting is commonly used to identify consumers who are denied access to credit due to their impaired or poor credit records.
People who incur unnecessary debt find themselves in a position where they are no longer able to service those debts in a timely manner. Failure to pay debts has long-term consequences. Your name will be registered with the credit bureaus. The next time you apply for debt, your name will be flagged, and won’t qualify for a loan.
Failing to pay off furniture you bought on credit could mean that when you’re ready to settle down, you won’t qualify for a bond. Being blacklisted by the credit bureaus can derail your future plans.
The good news is that it is possible to clear your name with the credit bureaus. It might not be an easy road ahead. However, it’s worth it for your financial future if you can get yourself on the right side of the credit bureaus.
How do I check online if I am Blacklisted?
1. Contact the National Debt Review Center and request a free debt assessment on 0410125036 or visit www.ndrc.org.za
2. Download the My Credit Score Application online or from your App Store.
3. Request your free credit report from all major credit bureaus (Transunion, Compuscan, XDS, Vericred, etc)
4. Visit the following website to register and get access to free lifetime reports with credit scores. https://www.credit-score.app/
How do I clear my name from being Blacklisted?
1. Apply for Debt Counselling with The National Debt Review Center. or
2. Pay and close your outstanding debt.
3. Check your credit report from all major credit bureaus and dispute any wrongfully listed information.
4. Get an attorney or Debt Counsellor.
South Africans are entitled to one free credit report each year. You can get this from any of the major credit bureaus. The report will tell you your score and you can also check for any mistakes.
If you have a low credit score and there are no mistakes on your account, you can still improve your credit score over time by settling overdue accounts. This won’t clear your credit record but will improve your credit score.
Reducing what you owe and paying off debt rather than moving it around will also positively affect your score.
Remember your score is based on information found in your credit report. This includes your payment history, amounts owed, activity on an account, the age of your accounts, any judgments or defaults, and enquiries about your creditworthiness. Ultimately it is your behavior that determines whether a bank or other financial institution will consider you creditworthy. The score is just a reflection of that behavior – good or bad.
I am blacklisted and I need help
You need to ask yourself;
- Why am I blacklisted, how did I get blacklisted and who blacklisted me? – This will enable you to have an idea of how are you going to go about clearing your name. So, get your free credit report from the above links, and analyze the information.
- Get the adverse information removed or updated. (Pay the outstanding amount, request a paid-up or prescription letter, and inform the creditor to update the credit bureaus.
- If the creditors fail to update your information, you can contact The National Credit Regulator to lay a formal complaint against the creditor or rather log a dispute with the credit bureaus and they will update your information.
- If you are blacklisted because you can no longer afford to pay your debt repayments then you can complete this Free Online Application for Debt Assessment to see if you qualify for debt counselling.
- For Debt Review Removal READ HERE
- For Debt Review Clearance, Certificates READ HERE
41 Comments
Lindelani Woxy · July 5, 2022 at 12:02 am
I need help I’m blacklisted,
The National Debt Review Center · July 5, 2022 at 10:43 am
Hi Lindelani.
We have sent you mail.
Baloyi Agreement · December 6, 2023 at 1:11 pm
I need help I’m blacklisted
Fathima · July 25, 2022 at 10:13 am
IGood day , I have been blacklisted with SAFPS with Nedbank and African bank for 10 years and I am struggling to get a job
The National Debt Review Center · July 25, 2022 at 1:53 pm
Good day Fatima,
Please contact us on 0410125036 or apply here
Rachel · August 5, 2022 at 10:56 am
hello i am blacklisted i need your help to clear my name please
The National Debt Review Center · August 5, 2022 at 11:04 am
We have responded to your mail.
Call 0410125036 should you need further assistance.
Dibuseng Motsoeneng · November 15, 2022 at 7:53 am
I’m black listed I need help please
The National Debt Review Center · November 15, 2022 at 6:27 pm
Please contact 0410125036 for immediate help.
Siviwe · December 21, 2022 at 9:25 am
Credit beurow
The National Debt Review Center · January 11, 2023 at 10:30 am
Download this app to see your full credit report and score free forever. My Credit Score
Thomas Olamilekan · December 30, 2022 at 1:48 pm
My account was used for fraudulent 2021 and I paid the money back 2022 and my bvn has been blacklisted according to the uba bank manager, please what can I do help me I’m a corper.
The National Debt Review Center · January 11, 2023 at 10:28 am
Please contact us on 0410125036
Fhatuwani · January 13, 2023 at 6:43 pm
Need help m blacklisted
The National Debt Review Center · January 15, 2023 at 9:43 am
Please call our offices on 0410125036
Denise Louw · February 27, 2023 at 12:34 pm
Can u pls check why am I blacklist.what account pls
The National Debt Review Center · March 2, 2023 at 9:12 am
Good day,
Please contact our offices on 0410125036
Sonto Gumede · November 9, 2023 at 9:08 am
Hello people can you please assist me cause are pay all my my account but still show that am still owing blue label but when a call them they said they see settlement letter. I want to clear my name please help me
The National Debt Review Center · November 13, 2023 at 11:22 am
Contact our offices on 0410125036 or send a WhatsApp to 0727703674
Teboho · April 29, 2024 at 12:00 am
Hi
May you please assist me to clear my name under dept review.since 2020 I’ve been struggling to get credit and when calling Experian they say there is a company that is called Trans Union it has placed my profile under dept review since 2017 and they are no longer existing.
The National Debt Review Center · April 30, 2024 at 8:55 am
Please book your debt review removal consultation here “Book a Free Consultation”
Masande · March 14, 2023 at 10:15 pm
Hi I need help I was blacklisted since 2020
The National Debt Review Center · March 20, 2023 at 9:32 am
Good day Masande,
Please contact our offices on 0410125036 for assistance or book your appointment.
kenny danisimo · May 18, 2023 at 8:29 pm
hi, please help, i am listed as i am under debt review and having a judgment…transunion,experia and xds which is not true, please help this is distroying my life. please help
kenny danisimo · May 18, 2023 at 8:29 pm
hi, please help, i am listed as i am under debt review and having a judgment…transunion,experia and xds which is not true, please help this is destroying my life. please help
Bongani · May 10, 2023 at 6:56 am
Hi I need help
Kehinde · July 17, 2023 at 5:41 pm
Pls I need help am blacklisted
The National Debt Review Center · August 22, 2023 at 10:36 pm
Call us on 0410125036
Joel · July 18, 2023 at 7:48 am
Hi
I have been blacklisted in 2018, please help me. And I would like to know how long does it takes to be cleared
The National Debt Review Center · August 22, 2023 at 10:36 pm
Call us on 0410125036
Asive · August 21, 2023 at 10:49 am
Hi can you please check for me if I’m blacklisted or?
The National Debt Review Center · August 22, 2023 at 10:31 pm
Call us on 0410125036
Tsholo · September 14, 2023 at 7:17 pm
I need help..im blacklisted
The National Debt Review Center · September 18, 2023 at 10:46 am
Please contact our office on
Nqobile Memela · March 15, 2024 at 1:43 pm
I need help I am blacklisted
Wilfy · September 27, 2023 at 4:49 am
Help
EUNICE WANGUI MACHARIA · October 23, 2023 at 12:29 pm
Can you clear me to access a loan on condition that I’ll pay with afee please
Ruth · November 7, 2023 at 6:40 pm
I am blacklisted I need a help
The National Debt Review Center · November 7, 2023 at 8:19 pm
Contact our offices on 0410125036 or send a WhatsApp to 0727703674
Jurgens Marais · December 4, 2023 at 1:30 pm
I have being under sequestration for 10 years. I have the letter from the court that said I am being rehabilitated. I just want to get my name cleared. But all the places want to charge me a lot of money to fo so. Are they allowed to do ? Can it just be taken off?
government site · July 18, 2024 at 12:56 pm
I was surprised to find out that clearing my credit profile was possible without paying a fortune! Your step by step guide was really helpful, thank you for sharing.