We are pretty much sure that the reason why you are here is that you are wondering how you can clear your name from debt review/debt counselling.
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Read below as we explain the steps that you can take in order for you to get your name cleared from debt review.
Section 71(2)(b)(i) of the National Credit Act initially made provision for consumers to only exit debt review through the issuance of a clearance certificate after they have paid all their re-arranged debts in full.
The effect of this provision is that in instances where a home loan formed part of the debt review application, consumers have to remain under debt review for the duration of the home loan term even after settling re-arranged short term debts.
This provision will, however, change upon proclamation of the National Credit Amendment Act (NCAA) under section 71(1) as follows:
A Consumer whose debts have been re-arranged in terms of Part D of this Chapter must be issued with a Clearance Certificate by a Debt Counsellor within seven days after the Consumer has –
(a) Satisfied all the obligations under every credit agreement that was subject to that debt re-arrangement order or agreement in accordance with that order or arrangement; or
(b) Demonstrated:
financial ability to satisfy the future obligations in terms of the re-arrangement order or agreement under- (aa) a mortgage agreement which secures a credit agreement for the purchase or improvement of immovable property; or (bb) any long term agreement as may be prescribed;
That there are no arrears on the re-arrangement contemplated in subparagraph (i); and
That all obligations under every credit agreement included in the re-arrangement order or agreement other than those contemplated in subparagraph (i), have been settled in full.
Unfortunately, the answer is NO. Because A debt counsellor does not have statutory powers to terminate or withdraw the debt review process.
Further note that you as a consumer have a right to make direct payments to the creditors as that will not be construed as non-co-operation and should not be used as a reason for suspension of debt counselling services by your debt counsellor.
If you choose to make direct payments to your creditors you need to note the following;
We see a lot of debt review removal companies online that scam most South African consumers, promising them the world and fail to deliver.
Once you have applied for debt review and you stick to the new rearranged payment and the debt review flag get finally removed from your credit profile, you’ll be eligible to take out credit. HOWEVER, we highly recommended that you work with your debt counsellor first, to establish a sustainable budget before you take on any debt.
We hope that this helped. Please remember to share, review and recommend. Learn more about other debt review removal methods here.
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Need help to be removed from debt review
Need help regarding debt review removal
Please contact your current debt counsellor to get clarity in this regard, alternatively, contact the National Credit Regulator on 0860 627 627 or send them an email at dccomplaints@ncr.org.za
If you're unhappy with the service you are getting from your debt counsellor, you can transfer to us by applying here https://ndrc.org.za/apply-online/
Regards
I have paid all my accounts but stil it says im under debts review
Hi Tebogo,
Please contact your current debt counsellor to get clarity in this regard, alternatively, contact the National Credit Regulator on 0860 627 627 or send them an email at dccomplaints@ncr.org.za
If you’re unhappy with the service you are getting from your debt counsellor, you can transfer to us by applying here https://ndrc.org.za/apply-online/
Regards
I need to be removed from debt Review
I want to cancel debt review and also my name and my particulars be removed permanently please
Yes You Can Call me on 0737257687 then i will be able to assist you
Hi Tebogo I'm Olga Gumede I was on dept review but now I'm done with all payments but now I want to do something and I can't move my name is still bad I need your help to remove my name please I will appreciate your help
I like u to help me with a counseling debt review removal please I need to clear my name on redflag
Please call 0410125036 and select option 3 for our debt review removal department.
I want to remove my name from Debt review.
Please contact our offices on 0410125036 or send a WhatsApp to 0727703674
Please contact your current debt counsellor to get clarity in this regard, alternatively, contact the National Credit Regulator on 0860 627 627 or send them an email at dccomplaints@ncr.org.za
If you're unhappy with the service you are getting from your debt counsellor, you can transfer to us by applying here https://ndrc.org.za/apply-online/
Regards
Hi i need help to remove my name frlm debt review pls
Hello samantha
Is this company registered Clear debt Review
I want to be removed from debt review
Good day, I'm under debt review but have made my payments as per normal from day one and struggling to get my name of debt review. Please help. Also have a banking account that I can't close and it cost me more than R200 a month because of this debt review l
I need my name to be clear from dept review please
Hi Nancy can u plz help me i was under dep review but not anymore i just want to remove my name form dep review plz
I have paid all of my debts and I need help to clear and remove my name permanently under the debt review removal process .
I need help
ninginoxolo@gmail.com hi ndicela ubhatalelwa onke amatyala am mna ndibhatale nina
Please visit https://www.ndrc.org.za/debt-counselling to learn more about the program.
I am struggling with msd consulting to cancel my dept review. I don't have even a month with them, they have not even started debiting stop orders in my account. I also ask them if it is not going to be difficult for me to take any laon, they said no. Now I want to trade in my car, the banks say they can't finance me because I am under debt review. And to cancel that they want 75% and I have to find attorney to remove my dept review. Now I don't know what to do
Hi Collen,
Please visit https://ndrc.org.za/debt-review-removal/ for more information and the online application form.
Regards
I need help to remove my name from debt review
Please contact your current debt counsellor to get clarity in this regard, alternatively contact the National Credit Regulator on 0860 627 627 or send them an email at dccomplaints@ncr.org.za
If you're unhappy with the service you are getting from your debt counsellor, you can transfer to us by applying here https://ndrc.org.za/apply-online/
Regards
I need help to remove my name from debt
I paid all my debt but my name is still on
Debt review
Please contact your current debt counsellor to get clarity in this regard, alternatively contact the National Credit Regulator on 0860 627 627 or send them an email at dccomplaints@ncr.org.za
If you're unhappy with the service you are getting from your debt counsellor, you can transfer to us by applying here https://ndrc.org.za/apply-online/
Regards
Need help please to remove my name at debts review. I was settle my account 2018
Hi Nombulelo
Please contact your current debt counsellor to get clarity in this regard, alternatively contact the National Credit Regulator on 0860 627 627 or send them an email at dccomplaints@ncr.org.za
If you're unhappy with the service you are getting from your debt counsellor, you can transfer to us by applying here https://ndrc.org.za/apply-online/
Regards
Hi i need help to remove my name from debt review am still under debt review i did settle all my accounts in 2018
Please contact your current debt counsellor to get clarity in this regard, alternatively, contact the National Credit Regulator on 0860 627 627 or send them an email at dccomplaints@ncr.org.za
If you're unhappy with the service you are getting from your debt counsellor, you can transfer to us by applying here https://ndrc.org.za/apply-online/
Regards
Hi I did not apply for depth review and my name is on it pls help to clear this
Hi Nico
Please contact your current debt counsellor get clarity in this regard, alternatively contact the National Credit Regulator on 0860 627 627 or send them an email at dccomplaints@ncr.org.za
If you're unhappy with the service you are getting from your debt counsellor, you can transfer to us by applying here https://ndrc.org.za/apply-online/
Regards
I need help ndc called me and we didn't have an agreement ,I didn't sigh any of their documents but my name is on Dept review please help to remove my there
Hi Siyabonga,
Please contact your current debt counsellor get clarity in this regard, alternatively contact the National Credit Regulator on 0860 627 627 or send them an email at dccomplaints@ncr.org.za
If you're unhappy with the service you are getting from your debt counsellor, you can transfer to us by applying here https://ndrc.org.za/apply-online/
Regards
Can you please remove me from debts (0768116876
Can you please remove me from debts (0768116876
Hi i was apply for debt review after i sign the paper work i decide to pay my self my credit
My name is under debt review they is other way to remove it
Hi Sifiso,
Please contact your current debt counsellor to get clarity in this regard, alternatively, contact the National Credit Regulator on 0860 627 627 or send them an email at dccomplaints@ncr.org.za
Please remove my name from debt reviews